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How we help you

Your advisers at Advice4me believe that everyone has unique financial needs and goals, and our role as a financial planners is to understand your specific situation and help you achieve your objectives. Whether you’re looking to build wealth, save for retirement, or protect your assets, your advisers are here to provide guidance and support.

We won’t try to convince you that you need our help, because we trust that you know your financial situation best. However, if you do decide that you want to take control of your financial future, your Advice4me advisers are ready to listen and work with you to create a personalised plan that meets your needs.

Take control of your finances

A4m provides clients with a secure app and portal. You can use this portal to keep track of your finances, create a budget or even store your tax receipts, wills and insurance documents.

A4m provides clients with this app free of cost. The app can also be used to correspond with your Adviser and to track advice discussions in a secure, reliable format.

Access our free financial app and portal now

To access your free version of the app, please either email us at planners@a4m.com.au or complete the request form below.

Upgrade to our Pro version

For those looking to turbo-charge their finances and planning efforts, we offer a Pro version of the app that updates your account balances in real-time to ensure your access to an up-to-date picture of your financial progress 24 hours a day. If you’d like further details of the Pro offer, please simply include a note in your email to us, and we will get in contact with you

A note on fees and services

Legislation effective 1 January 2021 cancelled any adviser commission being paid from superannuation, investment and pension accounts. This change is in line with the industry Code of Ethics, which requires any adviser fees to be agreed to by a client under terms of “free, informed and prior consent”.

In other words, a ‘service agreement’ needs to be put in place for any fees and charges from your adviser. This agreement will set out any services and advice to be provided, along with the relevant fees.

There is an exemption for insurance policies, which can continue to pay a commission to an adviser, in much the same way that mortgages will often still pay a commission to a mortgage broker.

Many financial planners around Australia have reacted to these changes by setting minimum account balances that they will deal with for clients or setting a minimum “package” of services that will often exclude people who are seeking straight-forward or irregular advice.

Advice4me has attempted to navigate this change in the most flexible way possible, knowing that many clients are not used to paying fees in this way, and have been used to all costs and charges being covered by commissions earned.

Advice4me will work with you to establish a service agreement that fits to your budget and expectations. We will not demand a minimum account balance and we will not require you to lock into long term contracts, unless that is what you specifically want and it is appropriate to the services involved.

Financial Planning Services

Did you know that the advisers of Advice4me can provide advice and services on a range of matters? Insurance, investments, superannuation, estate planning or retirement planning. From simple questions right through to complex discussions and strategies.

Adviser fees and costs are an area of mystery to many people. If you’d like to know more – just ask! In the modern world of financial planning, the fees and costs associated with your planner’s efforts are clear, and openly stated. Many people like to pay their financial planning fees directly, while others prefer to pay through the fees and charges of any investments or insurance or superannuation accounts. Your Advice4me Advisor can set out the options available to you, based on your individual financial position and perspectives.

Don’t hesitate – just call, and ask about our services and fees, and how we can help you get on top of your finances and achieve those money targets we all store at the back of our minds. Our policy is open communication, so if anything seems less than that then feel free to tell us where we can improve.

To someone who has not dealt with a Financial Planner long term, financial planning can appear difficult, costly and worrisome. We know this is how financial planning is perceived, and we look forward to an opportunity to show you the other side of financial planning – helpful services, and good advice that puts you in a position to make informed decisions for your future, and to adopt the right financial strategies for you today.

Our People

Services you can trust, at prices you can afford.  

Advice4Me offers the services of a number of Advisers, each specialising in a range of areas. Our advisers can assist you with information and comparisons across most insurance, investment and superannuation companies. 

The people behind Advice4Me have an extensive history in financial services.

This includes technical, legislative and broader financial planning experience. Advice4Me advisers combine their individual knowledge and experiences to provide levels of support and access to information that are difficult to find in traditional financial planning.

Through the services of Kerry Franklin, you will also have access to advice and services on home, investment and vehicle loans. 

Kerry provides these credit services as a Representative (No. 368363) of BLSSA Pty Ltd (Aust Credit Licensee No 391237).

A copy of Kerry’s Credit Guide can be found by clicking here.

A copy of Kerry’s Privacy Statement can be found by clicking here.

Our Credit Licensee’s Privacy Policy can be found here – https://www.loanmarket.com.au/privacy-policy.

Try us!

Download Advice4Me Advisor flyer

Financial Services Guides (FSG’s) for our Advisors:

John Claessen

Simon Tomkinson

Kerry Franklin

Michael O’Hara

Contact

Advice4Me contacts :

phone number : +61 8 6556 2999.

email : planners@a4m.com.au